Massive opportunity for the credit industry

Book (1)

Lending money is a millennium industry that is on the verge of being widely transformed by Open Banking.

The process of granting money is mainly based on the evaluation of the risk it represents and the way it is done has not evolved much throughout time. Open Banking is bringing a major shift in the way players can do this risk evaluation assessment and this is already provoking a global transformation of the industry

Download the report to find out:

  • How Open Banking allows to give an instantaneous answer to credit applicants
  • How to transform the credit experience for both lenders and borrowers (customers journey and process)
  • Testimonies and success stories of different credit actors - ALGOAN and MANSA 
  • How to reduce the risk of fraud and lower credit default rate
  • How to improve the Gini coefficient by 20 to 25 points


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ABOUT US: Bridge is the leading Open-Banking solution in Europe, developed by Bankin’ and approved by ACPR. Bridge allows you to aggregate, standardize and enrich financial data processing and initiate secure transfers within professional applications. Bridge is connected to more than 350 financial institutions in Europe. The solution empowers the knowledge and the user-experience for finance companies and professions. Bridge has been serving successfully the mobile app Bankin’ and its 4.2 million users since 2011, making its algorithms and payment services the best on the market. The solution Bridge is easy to integrate and it is fully compliant with the banking safety standards. Bridge was the first European fintech to ever receive the PSD2 certification in January 2018.